Private Van Insurance
Get private van insurance for your van, whether you use it for hobbies, camping trips, or to transport your personal belongings.
Why choose Adrian Flux for private van insurance?
We won the user-voted WhatVan? Van Insurer of the Year award in 2019, 2021, 2023, 2024 and 2025. Other reasons to get a quote from us include:
- Up to £1,500 cover available for sporting and leisure equipment (including surfboards, bicycles and camping equipment)
- Free legal cover included
- Personal accident and road rage cover available
- Optional UK and European breakdown cover
- Cover in Europe and further afield
- Courtesy vehicle in the event of an accident (depending on your policy)
- Keycare cover available
- Protected no claims bonus available
What is private van insurance?
Private van insurance is a policy that can be taken out when you only drive your van for personal purposes or commuting.
Activities you might use your vehicle for include:
- Going on holiday (either in the UK or abroad)
- Camping trips
- Taking part in hobbies or activities like mountain biking or fishing trips
- Using it to go on hikes with your dogs
- Shopping
- Transporting personal belongings
- Moving house – or helping friends move
Do I need private van insurance or commercial cover?
This depends on how you plan on using your vehicle. For instance, if you only use your van for personal use or commuting, a private van insurance policy is the best option.
If, on the other hand, you use your vehicle to make money, you’ll need a commercial van insurance policy. We can cover commercial vehicles too, including those used for courier work and company work. We can also insure classic commercial vehicles.
Extra Benefits
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Misfuel
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Tools
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Breakdown
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Goods in Transit
Can I insure a van for private use?
Yes, you can get private van insurance – otherwise known as personal van insurance – if you only use your vehicle for hobbies, holidays, or any other personal hobbies and activities.
Do I need van insurance for personal use?
Just like any other type of vehicle, private van insurance is a legal requirement so you must take out cover before travelling on public roads.
How much is private van insurance?
The cost of your personal van insurance depends on multiple factors, including your driving history and any NCB you’ve built up, as well as where you’ll be driving, how many miles you’ll cover each year, and whether you need personal possessions cover.
If you want to get an idea of how much your quote will be, speak to us directly and we can personalise your quote to meet your needs.
What are the different types of personal van insurance?
The three main types are:
- Third party: this is the minimum level of cover you can take out to legally drive on public roads in the UK. It covers you for any damage caused to other people’s vehicles or property, as well as any injuries they might sustain.
- Third party, fire and theft: this provides the same level of cover as third party insurance, as well as the cost of repairing or replacing your vehicle if it’s damaged by fire or stolen.
- Fully comprehensive: this is the highest level of cover you can take out. It covers everything in the previous two levels, plus any damage to your vehicle regardless of who was at fault for the accident.
FAQs
No, you can get a private van insurance policy if you’re only using your van for hobbies, personal trips, and other reasons outside of making money.
Yes, whilst most private van insurance policies from other providers don’t include cover for commuting, we can. We offer social, domestic, pleasure and commuting policies (also known as SDP and commuting use) if needed.
In general, no. The risks involved with owning a van for personal use are generally lower than if you were to own a van for commercial use. If you’re using a van for commercial purposes, chances are you’re driving more miles, and will often do so in high-traffic areas like cities, especially if you’re a courier.
That being said, the easiest way to find out how much your policy will cost is to contact us directly for a quote.
We can cover almost all types of vans and trucks owned and operated by private individuals.
As specialists, we are able to offer cover in all types of situations, including for anglers, surfers, amateur DJs and musicians, astronomers, mountaineers, car booters as well as enthusiasts of paramotoring, motocross, quad racing, mountain biking and almost anything else you can think of.
Alternatively, you may need private van insurance if you are carrying out home improvements to your property, as transport for dogs or other pets, or if your van is your main form of transport. You may even be a classic van enthusiast – we can cover these too.
